Alternative Investments

Kia Finance: Affordable Ownership with Interest-Free Installment Plans

Purchasing a new vehicle is a significant financial commitment, but Kia Motors Pakistan has introduced innovative financing solutions to make car ownership more accessible. One of the standout offerings is the Interest-Free Installment Plan for the Kia Sportage, designed to ease the financial burden on customers while allowing them to own a premium SUV.


What Is the Kia Sportage Interest-Free Installment Plan?

Kia Pakistan’s Interest-Free Installment Plan allows customers to purchase the Kia Sportage without the added cost of interest, making it an attractive option for many. The plan is structured as follows:

  • Down Payment: 50% of the vehicle’s price

  • Installment Duration: 18 months

  • Interest Rate: 0% (Shariah-compliant)

This plan applies to all four variants of the Kia Sportage:

  • Sportage Alpha

  • Sportage Front-Wheel Drive (FWD)

  • Sportage All-Wheel Drive (AWD)

  • Sportage Limited Edition


Breakdown of Payment Terms

Here are the details for each variant under the installment plan:

Variant Ex-Factory Price (EMI) Down Payment (50%) Monthly Installment (18 months)
Sportage Alpha PKR 7,550,000 PKR 3,775,000 PKR 209,722
Sportage FWD PKR 7,990,000 PKR 3,995,000 PKR 221,944
Sportage AWD PKR 8,720,000 PKR 4,360,000 PKR 242,222
Sportage Limited Edition PKR 9,250,000 PKR 4,625,000 PKR 256,944

Note: Prices are approximate and may vary based on dealership and location.

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Key Benefits of the Interest-Free Plan

  • Zero Interest: Enjoy the benefit of interest-free payments, reducing the overall cost of the vehicle.

  • Flexible Payments: Spread the cost over 18 months, making it easier to manage your finances.

  • Premium Features: Own a high-quality SUV with advanced features without the financial strain.

  • Shariah-Compliant: The plan adheres to Islamic financing principles, ensuring ethical transactions.


How to Avail the Offer

To take advantage of this limited-time offer:

  1. Visit a Kia Dealership: Locate your nearest Kia dealership to inquire about the plan and available stock.

  2. Provide Necessary Documents: Be prepared with identification, proof of income, and other required documents.

  3. Make the Down Payment: Pay 50% of the vehicle’s price upfront.

  4. Sign the Agreement: Complete the necessary paperwork to formalize the installment plan.


Final Thoughts

Kia Pakistan’s Interest-Free Installment Plan offers a unique opportunity for customers to own a Kia Sportage without the added burden of interest payments. With flexible terms and a commitment to ethical financing, Kia continues to innovate in making car ownership more accessible.

Kalim A Khan

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